Personal
Loans
Thinking
about buying a New Car? Need a Vacation? How about some Home Improvements?
Niagara has a complete range of loans for every need plus seasonal
promotions. Make an appointment at your local branch to see one
of our financial services advisors. They will be happy to help you
with your loan application.
Commercial & Agricultural Niagara
Credit Union offers a complete line of business loans - lines and
letters of credit.
Niagara also has 3 convenient Commercial Business Centres
(St. Catharines, Niagara-on-the-Lake and Welland). Click
here for more details.
RRSP Loans If
you find it hard to save enough through the year to make your RRSP
contributions, talk to us about borrowing for your RRSP. Niagara
also offers a monthly contribution plan to help ease the burden
of saving for a one time year end contribution. Talk to your branch
staff about getting an RRSP loan to meet your specific needs.
Meritline™ - Line of Credit
Meritline
is a revolving line of credit for amounts of $5000 and higher. It
is an "anytime you need it" loan, that you only need to
apply for once. If you find a boat or a car that you would like
to buy, just write a cheque on your Meritline account
Meritline comes in two forms:
Home
Equity Based - secured by the equity that you have in your
home to save you interest - (interest rate can be as low as
PRIME)
Regular
Unsecured - interest rate based on PRIME plus 2.75%
Home Equity Meritline™
The equity you have built in your home can save you
money. Use it to secure a low interest rate (can be as low as PRIME)
and turn a home renovation, vacation or investment into a reality.
The key benefits
of a NCU Home Equity Meritline are:
Access
up to 75% of your home equity.
Apply
only once, but reuse your Meritline line again and again.
Flexible
monthly repayment options. Pay the interest only, Interest and
a portion of your balance - or your entire balance (its up to
you and your cashflow).
Make
additional repayments at any time without penalty.
Use
only what you need, when you need it, up to your available credit
limit.
Pay
interest only on the funds you actually use.
FREE
personalized cheques with no cheque-writing service charges!
For more information or to apply call 1-800-392-8657
or visit with your Financial Coach at the branch.
Start
Young
Learn
to save and get the use of services such as chequing and
ABM Cards with a Youth Account.
Vacation
Loans
Get
away to that special place this year with the help of a
vacation loan from NCU
New
Car Loan
A new
car loan from Niagara Credit Union can put you in the drivers
seat.
