"One of the most important keys to successful long-term investing is diversification. A diversified portfolio means allocating a suitable mix of liquid securities (such as short term GICs or money market account), income producing securities(such as long term GICs and bond funds) an growth assets (such as stocks or equity mutual funds). Diversification is achieved by allocating a portion of the investments to a number of different securities. This process is referred to as asset allocation."

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Bradley E. Giroux
Time is a limited resource. Individuals can no longer rely on a part time approach to assure them of a secure financial future. As a MemberCARE financial advisor, I am committed to one overriding objective: the realization of the member's financial success through a personalized and informed approach.
  Niagara MemberCARE® Financial Services is operated as a division of the CUMIS Group of Companies. MemberCARE® is a trademark of Credit Union Central of Canada and is used under license.